Express Cash - Payday Advances Licensed by The Department of Business Oversight Pursuant to the California Deferred Deposit Transaction Law.
Helping to meet your short term financial needs
In an ideal world, every one would have the financial predictability and security that they want. The reality, on the other hand, is that life is full of unpleasant surprises such as unexpected car repairs, late payments, bounced checks, etc.
When life springs these surprises on you, we are here to help you bridge your short term cash needs.
How does it work?
In California, the law currently allows a maximum payday advance of $300, including the fee. The fees are 15% of the check's face value. This means that you write us a check for $300.00 and are approved, we will give you CASH $255.00, immediately. We will agree on a date, usually within 14 days, on which to electronically debit your account to recover the money, or you may come into the store and buy the check back.
What information do you need to provide us?
To qualify for a fast easy cash advance, what we need from you is:
There is no set up charge, and when you approved, we give you cash, never a check.
We do not carry out a credit check; however, we do subscribe to Teletrac.
We can also mail you a brochure that answers a few of other questions you may have:
How often do most people obtain a payday advance?
What happens if I don’t have the funds necessary to repay the advance on my due date?
If my account becomes past due, will I face criminal prosecution?
What can I do if I am dissatisfied with the service I receive?
How confidential is my information?
Licensed by the Department of Business Oversight Pursuant to the California Deferred Deposit Transaction Law.